Rates are effective as of March 1, 2024
DEPOSIT RATES
Regular Shares-
Earn 0.050%* APY with an average balance of $100.00 per quarter. Minimum balance of $5.
Special Savings-
Earn 0.050%* APY with an average balance of $100.00 per quarter. Minimum balance of $5.
Checking-
Earn 0.050%* APY with an average balance of $1,000.00 per quarter. No minimum balance.
Christmas Club- min. $5 deposit
Earn 0.050%* APY with an average balance of $100.00 per quarter. Minimum balance of $5.
Money Market- $1,000.00-$14,999.00
Earn 1.00%* APY
Money Market- $15,000.00-$49,999.00
Earn 1.75%* APY
Money Market- $50,000.00 or more
Earn 2.50%* APY
CERTIFICATE RATES
6 month cd- min. $1,000.00
Earn 1.85%* APY
1 year cd- min. $1,000.00
Earn 2.75%* APY
2 year cd- min. $1,000.00
Earn 3.25%* APY
3 year cd- min. $1,000.00
Earn 3.75%* APY
4 year cd- min. $1,000.00
Earn 3.75%* APY
5 year cd- min. $1,000.00
Earn 3.75%* APY
6 month youth cd- min. $50.00
Earn 1.85%* APY, only applicable on minor account 18 years of age and under.
Existing member certificates may be converted into a 48 or 60 month term upon member's request without penalty. A new certificate will be created to reflect the new term, commencing that date. Should the dollar amount change, a penalty will apply.
cd term penalty
6 - 36 months 90 days
48 months 18 months
60 months 24 months
IRA RATES
1 YEAR IRA- min. $2,000.00
Earn 2.75%* APY
2 year IRA- min. $2,000.00
Earn 3.25%* APY
LOAN RATES
auto
Minimum finance amount $3,000.00
model year 2024-2021
New or Used
Up to 66 mo. – as low as 5.43%*
67-84 mo. – as low as 5.93%*
85-96 mo. – as low as 6.43%*
model year 2020-2017
Up to 66 mo. – as low as 5.93%*
67-84 mo. – as low as 6.43%*
85-96 mo. – as low as 6.93%*
(Over $25,000 only)
model year 2016 & older
Up to 48 mo. – as low as 6.43%*
49-66 mo. – as low as 6.93%*
67-84 mo. – as low as 7.43%*
(Over $25,000 only)
*Subject to change at any time. No rebuilt/salvage titles accepted.
recreational/collateral
Minimum finance amount $3,000.00
Up to 66 mo. – as low as 7.50%*
67-96 mo. - as low as 7.75%
97-120 mo. - as low as 8.25%
(Over $30,000 Only)
*Subject to change at any time. No rebuilt/salvage titles accepted.
personal
Borrow from $500.00-$15,000.00
Up to 66 mo. – as low as 10.75%*
*Subject to change at any time.
secured/Credit builder
minimum $500.00
Up to 120 mo. – as low as 3.00%*
*Subject to change at any time.
certificate secured
minimum $1000.00
Up to 120 mo. – as low as 5.00%*
*Subject to change at any time.
home equity
minimum $5,000.00
Up to 80% – as low as 6.62%*
Up to 85% – as low as 7.62%*
Up to 90% – as low as 8.62%*
*Subject to change at any time.
visa credit card
limits up to $15,000.00
Revolving line – as low as 6.80%*
*Subject to change at any time.
APR – Annual Percentage Rate APY – Annual Percentage Yield
