A SMART Place for

School Members And Retired Teachers

Here at SMART, we are a Credit Union that focuses on what really matters: you.

Our mission is to not only provide you with some of the lowest interest rates around, but more importantly friendly service where you’re not just another number.  So whether you are a first year teacher or about to retire from the educational field, SMART Federal Credit Union is the right place for you!


As we are going through our Debit Card conversion, we now have a new set of surcharge-free ATM’s and locations for your convenience!

Find your neighborhood ATM!

Debit Cards

New Debit Card PIN NUMBERS

As of February 19, 2018  

Due to an internal update to our current debit card processing system, you will be receiving a new PIN number to be used with your CURRENT SMART FCU debit card. Please activate your new PIN as soon as possible, as your old one will not be valid. Then PIN you receive in the mail may be different than your current PIN, but you may change it so it is the same PIN you had before.