Services

At SMART, members come first!  We are committed to serving you, and we are proud to offer these convenient services:

Free Online Banking! Check your account balances, transfer money, edit account information, apply for a loan, place a stop payment on a check and so much more!  It’sMe24/7 Online Banking makes it easy to manage and monitor your accounts from your mobile device, tablet or desktop!

Watch this short video to learn how easy it is to use our Online Banking system!

Free Bill Pay! Online Bill Pay offers you the convenience of paying your bills when and how you want.  With Bill Pay, you have the freedom to pay your bills any time, any place, day or night! Simply log on to our ItsMe247 online banking, and click the “Pay Bills” tab.

eNotices and eAlerts to your mobile device or e-mail! eNotices and eAlerts allows you to be notified when your account gets below a certain amount, above a certain amount, when a deposit hits your account or when a loan payment is due.

Watch this short video to learn how easy it is to receive alerts from your account!

eStatements! Gain online access to your statements as soon as they become available!  With our online eStatements, it’s never been easier to keep track of your accounts.

Watch this short video to learn how easy it is to enroll in eStatements today!

Direct Deposit:  With Direct Deposit, your paycheck is automatically deposited to your account(s) on your payday. You can designate which accounts to deposit your money into and how much you would like to go into each account.  See your payroll office to make arrangements or stop in our office to fill out the direct deposit form.

Surcharge-Free ATMs:  Thousands of ATM’s available nationwide for your convenience, with no fee!  Click here to find a surcharge-free ATM near you!

CU Reloadable Travel Card:  It is a safer way to travel, whether it’s for a weekend or long-term trip.

  • Load $100 up to $5,000
  • PIN access
  • Fraud protection
  • Taken anywhere VISA is accepted. Please call us for more information.

Shared Branching: a more convenient way to access your SMART Federal Credit Union account!  Shared Branching allows access to your account with us, at different physical credit union locations nationwide.  All you need is your member account number and photo ID.  Click Here to find a shared branch near you.

  • 24/7 Lost or Stolen Debit Card (800) 543-5073.
  • To remove a block that has been placed on your debit card, call (800) 369-4887.
  • 24/7 Lost or Stolen VISA Card (800) 808-7230

Call, Click or Visit your Credit Union for more details!