Services

We’re proud to offer these convenient services:

  • Free Bill Pay! Online Bill Pay offers you the convenience of paying your bills when and how you want.  With Bill Pay, you have the freedom to pay your bills any time, any place, day or night! Smiply log on to our ItsMe247 online banking, and click the “Pay Bills” tab.
  • Direct Deposit:  With Direct Deposit, your paycheck is automatically deposited to your account(s) on your payday. You can designate which accounts to deposit your money into and how much you would like to go into each account.  See your payroll office to make arrangements or stop in our office to fill out the direct deposit form.
  • CU Reloadable Travel Card.  It is a safer way to travel.  We offer several denominations from $100 up to $5,000, PIN access, and fraud protection. No matter if you are going away for the weekend or traveling across the country, our Travel Card is taken anywhere VISA is accepted. Please call us for more information.
  • 24 hour member access: You can access your account 24 hours a day, 7 days a week with services such as surcharge free ATM access, our night drop deposit box (located in the front of our building) or over our member access line (1-877-383-8746), ItsMe247 Online Banking, Mobile Access, and Text Alerts.
  • MobiMoney: Ever lost your debit card and blocked it with the credit union, only to find it the next day hidden in an unlikely place? Or have you ever wanted to send your teenager in to purchase something at the mall without having to worry about them going on a shopping spree? MobiMoney can help in both of these scenarios! This fraud prevention app gives you control of your debit card directly from your smartphone. Easily turn your debit card on and off, set spending limits and alerts, and more! Watch this video to learn more about how it works and download today in the App Store and Google Play.
  • Shared Branching is a more convenient way to access your SMART Federal Credit Union account.  Shared Branching allows access to your account with us, at different physical credit union locations nationwide.  All you need is your member account number and photo ID.  Click Here to find a shared branch near you.
  • 24/7 Lost or Stolen Debit Card #(800) 528-2273