Save It!

Let’s face it – saving is not always easy. SMART Federal Credit Union is here to help! From computers and weddings, to vacations and retirement, let SMART Federal Credit Union help you enjoy YOUR money on YOUR own terms!

Save your money now, so you can enjoy it later!

What do you need to open an account?

  • Valid drivers license, state issued photo ID, or Passport
  • Verification of employment (ex. pay stub, school ID)

Want to switch your checking account? We make it easy!
Download our Switch Kit today and we’ll walk you through the process step-by-step.

Savings Options include:

  • Primary savings accounts that earn interest!
  • Direct Deposit
  • Payroll Deduction available
  • Certificate Accounts
  • Cash withdrawals
  • Christmas Club accounts
  • Individual Retirement Accounts

Checking Account includes:

  • NO monthly service fees
  • FREE Bill Pay
  • Shared Branches Nationwide
  • No Per Check Charges
  • No Charge for Deposits
  • Unlimited Monthly Transactions
  • No Teller Fee
  • No Phone Transaction Fee
  • Cash withdrawals
  • NO minimum balance required
  •  FREE Online Banking
  • Surcharge FREE ATM’s
  • Master Card debit card
  • Direct Deposit
  • Overdraft protection available
  • First order of checks—FREE!
  • Payroll deductions available
  • Earn dividends by maintaining an average balance of $1000
  • 24-hour ATM access for deposits and withdrawals
  • “SMART Cents”
  • 24 Hour Account Information through Online Banking & Automated Phone System