Charge It!

Whether it’s that “Big ticket item,” or everyday shopping, make SMART Federal Credit Union’s Visa Rewards credit card top choice! Rates as low as 6.8%* APR.

Plus, enjoy perks like:
NO Annual Fee
FREE 24/7 Fraud Monitoring
– Credit available from $500-$15,000
NO Balance Transfer Fee
25 Day Grace Period on Purchases
NO Cash Advance Fee
Same Low Rate on Purchases and Cash Advances
– 24 Hour Online & Phone Access (

Rewards are SIMPLE with a SMART Visa Credit Card.
1 point = $1 spent. Your points NEVER expire!
Visit to shop our rewards catalog.

Click here to submit a Visa Loan Application.
Please submit a written request and income verification to our main branch for any limit increase.

* APR = Annual Percentage Rate. Subject to credit approval. Rate will not exceed 17.8% in any case. Some restrictions may apply.