It’s A Countdown To Christmas… Are You Ready?

Avoiding your list and can’t bring yourself to check it twice? We’ve all been there! Holiday expenses can sneak up on you in a hurry and the Christmas clock is ticking. This season let SMART help you prepare!

  • Borrow up to $500 with payments as low as $54 / month*
  • Borrow up to $1,500 with payments as low as $74/month*
  • Borrow up to $2,500 with payments as low as $84 / month

Hurry, this special ends after December 25, 2016!  To learn more and apply, call our office at (614) 261-0650 or click here to learn more about borrowing at SMART.

*APR=Annual Percentage Rate. APR quoted is lowest possible. Advertised “as low as” APR assumes excellent credit history. Your actual APR may differ based on your credit history. APR quoted above based on $500, $1,500 or $2,500 maximum loan amount and represents approximate estimated monthly payments of $54.00, $74.00 and $84.00 for 12-month, 24-months, and 36-month terms at an APR of 6%,7%, and 8%, respectively. Holiday loan offer available December 1 – December 25, 2016. Current personal loans with SMART Federal Credit Union not eligible for refinance.

Fall In Love With Savings!

Choose SMART Federal Credit Union for your lending needs and you’ll fall in love with just how much money you save.  Our goal is to save members over $100,000 this year in interest and fees. Put us to the test to see if we can put more cash in your pocket through our better rates and lower fees. Call us today at (614) 261-0650 or visit to learn more about our member savings goal.


NEW Member Benefit: Extended Warranty

Smart Saves Website Graphic 2

Car repairs always have a way of sneaking up on you when you least expect it. Even the most reliable vehicles can develop a mechanical problem – that’s why SMART Federal Credit Union now offers Route 66 Warranty to help keep members protected on the road. 


  • NO DEDUCTIBLE on covered parts or labor
  • Nationwide coverage
  • All plans come with Rental Car Allowance and 24/7 Emergency Roadside Service
  • Available as a member benefit for ALL members of SMART FCU, even if your auto loan is not currently financed with us
  • MORE!

Stop by our office today or call us at (614) 261-0650 for a quote.


Smart Savings For Your Auto Loan

Smart Saves Website Graphic 4Whether you’ve just started shopping for a new-to-you car or want to lower the interest rate on your existing one financed elsewhere, save money on your auto loan by borrowing at SMART. Rates are now as low as 1.99% APR*! Call us at (614) 261-0650 to learn more about our current specials or visit to see your auto loan savings potential. 

*APR = Annual Percentage Rate. Rate is as of 10/1/16 and subject to change at any time without notice. Rates based on creditworthiness and other factors. Contact credit union for your qualifying rate.